Introduction to Retirement — Annual Course Subscription, 1-Year Access

About This Bundle

This comprehensive 10-course series is designed for adults in the United States who want to build a clear, structured retirement plan — even if they have no prior financial or investing background. Each class builds on the last, taking you from foundational concepts all the way to a personalized, actionable retirement blueprint. This purchase provides 1 year of online course access from the date of purchase. It is not lifetime or perpetual access.

What's Included

• RT101 – What Retirement Really Means: Reframes retirement as an income-replacement problem and introduces the four pillars of planning: lifestyle & housing, healthcare, inflation & rising costs, and longevity risk.
• RT102 – How Much Money Do You Really Need? Teaches a repeatable formula to calculate your unique retirement savings target using your actual expenses, the 4% rule, and AI tools to model and stress-test your plan.
• RT103 – Understanding Retirement Accounts in the US: Covers 401(k)s, Traditional and Roth IRAs, SEP IRAs, contribution limits, tax treatment, employer matching, and withdrawal rules.
• RT104 – Investing Basics for Retirement: Explains compound growth, the difference between investing and speculating, managing emotional responses to volatility, and how to choose investments inside retirement accounts.
• RT105 – Risk, Time, and Asset Allocation: Combines time-horizon math, asset allocation mechanics, and behavioral finance to help you build a resilient retirement portfolio and avoid common investor mistakes.
• RT106 – Social Security and Other Income Sources: Explains how Social Security benefits are calculated, optimal claiming strategies, and how to layer pensions, annuities, rental income, and withdrawals into a diversified income plan.
• RT107 – Healthcare, Inflation, and Longevity Risk: Provides an integrated framework for understanding how healthcare costs, inflation, and longevity interact — and how to build resilient strategies using conservative assumptions and stress-testing.
• RT108 – Turning Savings into Income: Guides you through the mindset shift from accumulation to distribution, covering withdrawal strategies, sequence-of-returns risk, safe withdrawal rates, and tax-smart sequencing.
• RT109 – Creating Your Personal Retirement Action Plan: A hands-on workshop where you calculate your monthly savings target, choose your priority account, define an asset allocation strategy, and complete a 30-day action checklist.
• RT110 – Maintaining Discipline and Avoiding Long-Term Mistakes: Teaches how to build lasting financial discipline through consistent investing, behavioral awareness, automation, and a lifelong system approach.

Who Is This For?

This bundle is ideal for working professionals, small business owners, and anyone who wants to replace confusion about retirement with a clear, step-by-step framework — no financial background required.

What You'll Be Able to Do

• Define retirement in financial terms and estimate how much you need
• Select the right U.S. retirement accounts for your situation
• Understand investing principles and build a diversified allocation
• Integrate Social Security and other income sources into your plan
• Plan for healthcare, inflation, and longevity
• Develop a withdrawal strategy and implement a structured retirement action plan